Borrowing
Things to consider before taking out a mortgage

Things to consider before taking out a mortgage

Are you thinking of buying a property? Whether you are a first home-buyer or looking to invest, there is always something to learn to help you get a better deal.

These four steps will keep you on the right track:

27 Apr 2018 Read More
Saving
Is it time for a home loan health check?

Is it time for a home loan health check?

There are many things you can do that will ensure you have a better financial future in 2017. And the new year is a great time to give yourself financial health check, including checking on your home loan. Giving your home loan a health check against new rules and changes to the home market is a fantastic way to start on the right track.

27 Apr 2018 Read More
Borrowing
5 tips for getting your home loan approved the first time

5 tips for getting your home loan approved the first time

  •  
  •  

Are you planning on applying for a home loan? Whether it’s your first time or not, there’s always something you can learn to make the process easier and help you secure the best deal.

These five tips will help you improve your chances of securing a home loan the first time around.

27 Apr 2018 Read More
Saving
 8 golden rules of investing

8 golden rules of investing

Would you like to be able to purchase a house in a few years? Travel the world? Retire before you are 60? Unless you win the lottery, chances are that you will need to save and also start investing to get many of the things you want.

Haven’t started investing yet? Then maybe 2017 is the year to save ten percent of your income and invest! A smart investor doesn’t rely on good luck. Instead, they take the time to consider their investment goals. Then they develop a plan and choose investments that align with their needs and objectives. So, how do you do it? It really is easier than you might think.

27 Apr 2018 Read More
Saving
How to give your children the best education

How to give your children the best education

As a parent, you want to give your child the best possible possible education. However, school and university fees can be costly. According to the Australian Securities & Investments Commission, only 10% of Australians save money for education purposes.

Here are 3 questions to ask yourself when saving for your children’s education.

28 Feb 2018 Read More
Protecting
 6 AGES OF WEALTH AND HAPPINESS

6 AGES OF WEALTH AND HAPPINESS

Each decade of life is different and each needs a different approach to money. You need to plan and to adapt to life’s changes along the way. Our panel of experts tells you how to plan for each decade, and Lachlan Colquhoun presents real-life case studies.

28 Feb 2018 Read More
Planning
6 clever ways to manage your credit card

6 clever ways to manage your credit card

Did you know that Australia’s ‘personal debt’ has been reported as the highest in the world, according to Finder.com.au?  Australia’s debt has increased drastically over the last thirty years. Even though most of us enjoy the benefits of credit cards, it can become a serious issue if we let it get out of control.

Here are six smart ways to get the most out of your credit card.

28 Feb 2018 Read More
Protecting
The real cost of not having insurance – peace of mind is priceless

The real cost of not having insurance – peace of mind is priceless

Chances are you or someone you know will need insurance over the course of their lifetime. For example, statistics show that 1 in 3 women and 1 in 2 men will suffer cancer during their life.*

So how best to manage this reality as much as possible? While each person’s circumstances are different, below are some of the main reasons for having adequate life insurance:

28 Feb 2018 Read More
Planning
Stop living pay cheque to pay cheque

Stop living pay cheque to pay cheque

Why do so many of us have to live from one pay cheque to another?

Having to borrow money from people who never really want to lend it, take out loans, or use credit cards to cover expenses until the next payday is a horrible way to live. It’s also very easy to accumulate credit card debt. However, the more debt you collect, the higher your minimum payments become. You can risk having to borrow even more to keep things afloat.

Want to get off the just-making-it by merry-go-round? Here are some useful tips:

28 Feb 2018 Read More