Planning

Financial Friction: having different spending habits needn’t end in divorce

With money issues being cited by 22 percent of couples as a motivator for divorce, it makes sense to set some ground rules around your financial habits before they become issues for you and your marriage.

8 Nov 2018 Read More
Planning

Good debt versus bad debt

Understanding the difference between good debt and bad debt will help you to avoid debt stressors on the road to pursuing wealth. YBI explains the difference.

Good debts are often used to build long-term wealth.

Bad debts tend to have no real value or are an asset that decreases in value.

8 Nov 2018 Read More
Planning
Lifestyle changes to save you money

Lifestyle changes to save you money

Let’s face it. We’re all looking for ways to save a dollar or two. Frequently it’s the frivolous purchases we make on a daily basis that wind up hitting our hip pocket hard. If you’re tired of pulling up with an empty wallet before you get to payday here’s a few handy tips that could help you save some money along the way.

 
4 Jul 2018 Read More
Planning
Creating work-life balance can be easier than you think!

Creating work-life balance can be easier than you think!

Finding the balance between work and lifestyle can be tricky. Here’s YBI’s top tips to achieve harmony.

While work-life balance has become a common catchcry these days, many of us have yet to achieve this magical equation. In a constantly switched on world the demands placed on us by our employers, employees, friends and family are increasing. Many of us have little time to switch off and it’s taking its toll. In an effort to take control again many people are moving towards a philosophy of ‘lifestyle by design’ and in doing so are achieving a better work-life balance and more financial freedom.

4 Jul 2018 Read More
Planning
Planning for your future lifestyle today

Planning for your future lifestyle today

Setting goals and planning ahead can help lay the foundation for future wealth as Cec Busby discovers.

There’s a saying, ‘learn to say no by deciding on yes’, and when it comes to planning your future wealth it’s a good adage to live by. Young people are often overwhelmed by all the possibilities and opportunities life has to offer, so much so that saving money for the future can take a back seat to current needs and desires.

4 Jul 2018 Read More
Planning
Leaving a legacy: so much more than assigning assets

Leaving a legacy: so much more than assigning assets

From philanthropic efforts to deciding who gets that precious family heirloom, leaving a lasting legacy requires more than just deciding who gets your money.

24 May 2018 Read More
Planning
Can robo advice really live up to a flesh and blood adviser

Can robo advice really live up to a flesh and blood adviser

Understanding where robo-advice can complement and enhance relationships will be key for most full-service wealth management firms.

24 May 2018 Read More
Planning
So, you’re buying your dream home… now what?

So, you’re buying your dream home… now what?

Budgeting, home loans, fixtures and furnishing, auctions and inspections… There is so much to consider when you’re in the market for a new home that it can be easy to lose sight of the big picture.

24 May 2018 Read More
Planning
6 clever ways to manage your credit card

6 clever ways to manage your credit card

Did you know that Australia’s ‘personal debt’ has been reported as the highest in the world, according to Finder.com.au?  Australia’s debt has increased drastically over the last thirty years. Even though most of us enjoy the benefits of credit cards, it can become a serious issue if we let it get out of control.

Here are six smart ways to get the most out of your credit card.

28 Feb 2018 Read More