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Bad credit? No problem…

Your bad credit rating need not be forever. Here’s our top tips to rescue your credit rating from the dumpster.

Once you have your report to hand, go through it with a finetooth comb.

Start rebuilding your credit history one prompt payment at a time.

8 Nov 2018 Read More
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Keep the kids entertained these holidays without breaking the bank

Keep the kids entertained these holidays without breaking the bank

According to a recent survey of ASIC Money Smart users, the majority of parents say they spend more money during the school holidays than any other time of year. But hanging out with your loved ones needn’t blow your budget.

Creating fun ways for your family to get together and enjoy themselves shouldn’t have to burn a hole in your wallet. Follow our top ten tips and you can not only cure your kid of the dreaded ‘I’m bored’ syndrome but save yourself a motza in the long run.

4 Jul 2018 Read More
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Want a baby? Do your sums first.

Want a baby? Do your sums first.

Have you got that clucky feeling? Are you ready to start a family of your own? That’s great news- but make sure you do the math first.

24 May 2018 Read More
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Is it time for a home loan health check?

Is it time for a home loan health check?

There are many things you can do that will ensure you have a better financial future in 2017. And the new year is a great time to give yourself financial health check, including checking on your home loan. Giving your home loan a health check against new rules and changes to the home market is a fantastic way to start on the right track.

27 Apr 2018 Read More
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 8 golden rules of investing

8 golden rules of investing

Would you like to be able to purchase a house in a few years? Travel the world? Retire before you are 60? Unless you win the lottery, chances are that you will need to save and also start investing to get many of the things you want.

Haven’t started investing yet? Then maybe 2017 is the year to save ten percent of your income and invest! A smart investor doesn’t rely on good luck. Instead, they take the time to consider their investment goals. Then they develop a plan and choose investments that align with their needs and objectives. So, how do you do it? It really is easier than you might think.

27 Apr 2018 Read More
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How to give your children the best education

How to give your children the best education

As a parent, you want to give your child the best possible possible education. However, school and university fees can be costly. According to the Australian Securities & Investments Commission, only 10% of Australians save money for education purposes.

Here are 3 questions to ask yourself when saving for your children’s education.

28 Feb 2018 Read More
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10 easy tips to help feed your family on a budget

10 easy tips to help feed your family on a budget

When your wallet’s feeling the pinch, planning meals, buying in bulk, shopping at sales and avoiding takeaway food can take the squeeze out of feeding your family.

With Australia having one of the highest cost of living in the world is it any wonder we’re worried about making ends meet? While there isn’t much we can do about rising utility prices or interest rate hikes, there is something we can control – our grocery bills. Avoiding junk food, sticking to a budget and coming up with a meal plan will see you saving money in no time.

22 Jan 2018 Read More
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The cost of convenience - 5 things to know when buying direct life & income insurance

You do not buy a trolley full of groceries from the corner store, you never buy good coffee at the service station and you certainly never purchase drinks & lollies at the cinema - unless you’re happy to get ripped off. 

Full disclosure - I knowingly pay 500% above cost for hot popcorn at the cinema and that’s a decision which I am comfortable with. I once did go to the mother's room of a shopping centre (like before a 9:30pm movie - so no one was in there) and microwaved packet popcorn; however, it was just weird. So, I have stopped that practice.

27 Jun 2017 Read More
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Things to consider before taking out a mortgage

Are you thinking of buying a property? Whether you are a first home-buyer or looking to invest, there is always something to learn to help you get a better deal.

27 Jun 2017 Read More