Planning
 Have you made your 2018 financial resolutions?

Have you made your 2018 financial resolutions?

With a new year dawning, it’s time to take stock and commit to changing any bad financial habits and welcome a bright future.

2017 has been a tough financial year for many families and small businesses but 2018 doesn’t have to be. By identifying your bad habits and committing to new financial goals, the year ahead can be a whole lot easier.

22 Jan 2018 Read More
Planning
How to declutter your finances today

How to declutter your finances today

If financial wellness is one of your goals the first step to success is decluttering your finances. Credit card statements, gas and electricity bills, then there’s strata fees, council rates, cable TV, streaming services, phone, internet and gym memberships. We have so many pieces of financial papers and documents online these days is it any wonder we can’t keep track of it all?

22 Jan 2018 Read More
Planning
Should you pay your kids pocket money?

Should you pay your kids pocket money?

Growing up my sister and I both had jobs around the house to earn our keep. These responsibilities, which ranged from stacking the dishwasher to laying the table or washing the car, not only gave us a purpose they offered rewards as well. You see, in order to get our pocket money each week we had to ensure we’d completed our tasks. While there might have been times that we begrudged doing these chores we certainly enjoyed getting our hands on the money at the end of the week.

22 Jan 2018 Read More
Planning
Fixing your bad credit rating is easier than you think

Fixing your bad credit rating is easier than you think

Sometimes your debts can get out of control and when this happens your credit rating can be affected.

A negative credit rating can have impacts on your future potential to borrow which can be problematic when it comes time to apply for that new credit card, personal loan or mortgage. So how can you repair your credit rating and get your borrowing power back into tip top shape? These 7 tips will get you on the right track.

22 Jan 2018 Read More
Planning
 Can you ever afford to retire?

Can you ever afford to retire?

We are constantly bombarded with concerns about retirement and our concerns about our ability to live comfortably in later life seem to be growing. With the pension entitlement age continually being raised and changes to superannuation goal recommendations, we seem to be asking ourselves and those around us one questions … whether we will ever be able afford to retire?

22 Jan 2018 Read More
Planning
Preparing financially for a baby

Preparing financially for a baby

Having a baby is an exciting time but it is also one of the most expensive phases in our lives. There are many things you can do to prepare for having a baby and the expenses that come along with it. A few simple steps can secure your finances so you will be stressing less about the price of nappies and can spend more time focusing on the fun stuff.

22 Jan 2018 Read More
Planning
How to break the debt cycle

How to break the debt cycle

Unfortunately, a large percentage of us are trapped in a debt cycle. With credit cards and personal finance products operating as a standard part of modern life, many don’t question the way this vicious cycle impacts on our financial well-being. With a few simple steps you can make active choices to help you break out and gain financial freedom.

22 Jan 2018 Read More
Planning
Is Avocado Toast Keeping You from Buying a Home?

Is Avocado Toast Keeping You from Buying a Home?

Australian real estate developer Tim Gurner has recently become the source of global scorn and derision after he told “60 Minutes” that he wasn’t buying $19 avocado toasts and several $4 coffees a day when he was in the process of buying his first home. Anger at his statements stems from the fact that it will take skipping an awful lot of avocado toasts to save up the down payment for a home.

22 Jan 2018 Read More
Planning

How to plan for a big purchase

If you’ve decided to upgrade to a new car or buy a house, then it’s easy to feel overwhelmed by the figure and long journey facing you to pay it off. However, with a few simple steps you can prepare for a big purchase for your family which will reduce stress and help you make the best choice to save both time and money.

22 Jan 2018 Read More