Planning
5 Questions you should ask a financial adviser

5 Questions you should ask a financial adviser

Once you are ready to meet potential advisers, here are some questions you should ask to help you find the best person to fit your needs. By Charles Badenach.

28 Feb 2018 Read More
Protecting
How would you deal with a financial crisis?

How would you deal with a financial crisis?

If you’re suffering from a serious financial setback, remember – you’re not alone and there is help at hand.

Although it’s always good to have a positive mind-set, we all know that the reality is we need to be prepared financially for the loss of our job or income, a sudden medical emergency or an unexpected financial setback. Being faced with any of these challenges can be a scary time so it is important to be prepared.

28 Feb 2018 Read More
Saving
10 easy tips to help feed your family on a budget

10 easy tips to help feed your family on a budget

When your wallet’s feeling the pinch, planning meals, buying in bulk, shopping at sales and avoiding takeaway food can take the squeeze out of feeding your family.

With Australia having one of the highest cost of living in the world is it any wonder we’re worried about making ends meet? While there isn’t much we can do about rising utility prices or interest rate hikes, there is something we can control – our grocery bills. Avoiding junk food, sticking to a budget and coming up with a meal plan will see you saving money in no time.

22 Jan 2018 Read More
Planning
Keep the kids entertained these holidays without breaking the bank

Keep the kids entertained these holidays without breaking the bank

According to a recent survey of ASIC Money Smart users, the majority of parents say they spend more money during the school holidays than any other time of year. But hanging out with your loved ones needn’t blow your budget.

22 Jan 2018 Read More
Planning
 Have you made your 2018 financial resolutions?

Have you made your 2018 financial resolutions?

With a new year dawning, it’s time to take stock and commit to changing any bad financial habits and welcome a bright future.

2017 has been a tough financial year for many families and small businesses but 2018 doesn’t have to be. By identifying your bad habits and committing to new financial goals, the year ahead can be a whole lot easier.

22 Jan 2018 Read More
Planning
How to declutter your finances today

How to declutter your finances today

If financial wellness is one of your goals the first step to success is decluttering your finances. Credit card statements, gas and electricity bills, then there’s strata fees, council rates, cable TV, streaming services, phone, internet and gym memberships. We have so many pieces of financial papers and documents online these days is it any wonder we can’t keep track of it all?

22 Jan 2018 Read More
Planning
Should you pay your kids pocket money?

Should you pay your kids pocket money?

Growing up my sister and I both had jobs around the house to earn our keep. These responsibilities, which ranged from stacking the dishwasher to laying the table or washing the car, not only gave us a purpose they offered rewards as well. You see, in order to get our pocket money each week we had to ensure we’d completed our tasks. While there might have been times that we begrudged doing these chores we certainly enjoyed getting our hands on the money at the end of the week.

22 Jan 2018 Read More
Planning
Fixing your bad credit rating is easier than you think

Fixing your bad credit rating is easier than you think

Sometimes your debts can get out of control and when this happens your credit rating can be affected.

A negative credit rating can have impacts on your future potential to borrow which can be problematic when it comes time to apply for that new credit card, personal loan or mortgage. So how can you repair your credit rating and get your borrowing power back into tip top shape? These 7 tips will get you on the right track.

22 Jan 2018 Read More
Planning
 Can you ever afford to retire?

Can you ever afford to retire?

We are constantly bombarded with concerns about retirement and our concerns about our ability to live comfortably in later life seem to be growing. With the pension entitlement age continually being raised and changes to superannuation goal recommendations, we seem to be asking ourselves and those around us one questions … whether we will ever be able afford to retire?

22 Jan 2018 Read More