Protecting

When business and SMSFs don't mix - Not planning for the unexpected can have significant consequences

Buying property through a self-managed super fund (SMSF) has become a popular trend in recent years as more business owners look for tax-effective investment strategies

26 May 2015 Read More
Protecting

How do you know how much life insurance to buy?

To understand the amount of life insurance you need, you will need to think about your current lifestyle, savings and debts, and who you may need to provide for in the future.

While the idea of serious illness, injury or death are topics no-one wishes to think about day-to-day, it’s important that - especially as you reach the stage of life where you may have children or take on a mortgage - you ensure your family is still able to live a comfortable life in the event the worst happens

26 May 2015 Read More
Protecting

The real cost of not having insurance - peace of mind is priceless

Chances are you or someone you know will need insurance over the course of their lifetime. For example, statistics show that 1 in 3 women and 1 in 2 men will suffer cancer during their life.*

26 May 2015 Read More
Protecting

Getting back on board after an injury

It’s not unusual in your daily commute to see people on crutches or with other obvious injuries also on their way to work. Or perhaps you work with people who are currently recovering from an accident.

26 May 2015 Read More
Protecting

Helping you cope in tough times - When income protection insurance can provide a lifeline

When John took out income protection insurance he didn't imagine the significant role it would play in his life.

Like many people, John thought that income protection insurance only covered physical illnesses and that the sole focus of his insurance company would be his return to work.

26 May 2015 Read More
Saving

Start now to give your kids the best start

Everyone wants the best for their children. Providing a good education is a huge part of preparing them for their best possible future. But as education becomes more expensive, planning and budgeting for these costs becomes essential.

26 May 2015 Read More
Protecting

When is the right time?

Most people understand the value of life insurance in protecting their families if the worst should happen. But a lot of people still put off doing something about it.

Taking out adequate life cover might not be at the top of the list for those in their teens and early 20s, but as you start to move into a more settled life stage and accumulate wealth, it’s important to start thinking about ways to protect that wealth and your ability to earn an income if something were to happen to you.

13 May 2015 Read More
Protecting

Why leave yourself until last? - putting life insurance into perspective

How much did you spend on your car insurance last year - $500 - $1000? And what about your home contents insurance and hospital cover?

Many people don’t think twice about insuring their possessions and taking out some medical cover. But when it comes to insuring their life or income, it’s a different story.

13 May 2015 Read More
Borrowing

The Good, the Bad and the Ugly of Debt

As the saying goes, there are three types of debt that you can incur – good debt, bad debt, and the truly unspeakably ugly debt. Yes, there IS such a thing as good debt, and distinguishing between them is critical to your financial future.

24 Apr 2015 Read More