Protecting
ARE YOU GETTING THE RIGHT ADVICE?

ARE YOU GETTING THE RIGHT ADVICE?

Dianne Charman, Senior Financial Adviser and Managing Director of Jade Financial Group, takes you through the steps that ensure you get your plan right.

In sales, they call it “buyers re-morse”. You’ve got a strategy but there are lingering doubts. Working with my clients over the years, the one thing I find that overwhelms people is when they are faced with a plan and have to assess if it is right.

But the reason you started this journey was to get organised for your family and achieve your financial targets, so the quickest way to know if you have the right strategy boils down to one question: does it achieve my goals?

The benefits along the way can often make it seem that the focus is on, for example, reducing tax – but how does that help you achieve your goals? The insurance seems expensive and although you know you need it – how does it help you achieve your goals?

You can answer these questions by working on each element with your adviser.

27 Apr 2018 Read More
Planning
5 Questions you should ask a financial adviser

5 Questions you should ask a financial adviser

Once you are ready to meet potential advisers, here are some questions you should ask to help you find the best person to fit your needs.

ByCharles Badenach.

27 Apr 2018 Read More
Protecting
4 common myths about financial advisers debunked

4 common myths about financial advisers debunked

We dispel some of the biggest myths about seeing a financial adviser and discover why the right kind of professional advice is invaluable to your financial future.

Many people toy with the idea of seeing a financial adviser but have concerns that stop them from taking the plunge. There are many factors to consider when investing, such as your overall investment goals, the amount of time you have to invest, your risk profile and the status of markets and the overall economy.

But when people do see an adviser they quite often realise there is really no substitute for the knowledge and expertise provided by a qualified financial adviser.

Here are four common myths dispelled.

27 Apr 2018 Read More
Planning
Stop living pay cheque to pay cheque

Stop living pay cheque to pay cheque

Why do so many of us have to live from one pay cheque to another?

Having to borrow money from people who never really want to lend it, take out loans, or use credit cards to cover expenses until the next payday is a horrible way to live. It’s also very easy to accumulate credit card debt. However, the more debt you collect, the higher your minimum payments become. You can risk having to borrow even more to keep things afloat.

Want to get off the just-making-it by merry-go-round? Here are some useful tips:

21 Mar 2018 Read More
Protecting
The real cost of not having insurance – peace of mind is priceless

The real cost of not having insurance – peace of mind is priceless

Chances are you or someone you know will need insurance over the course of their lifetime. For example, statistics show that 1 in 3 women and 1 in 2 men will suffer cancer during their life.*

So how best to manage this reality as much as possible? While each person’s circumstances are different, below are some of the main reasons for having adequate life insurance:

21 Mar 2018 Read More
Planning
6 clever ways to manage your credit card

6 clever ways to manage your credit card

Did you know that Australia’s ‘personal debt’ has been reported as the highest in the world, according to Finder.com.au?  Australia’s debt has increased drastically over the last thirty years. Even though most of us enjoy the benefits of credit cards, it can become a serious issue if we let it get out of control.

Here are six smart ways to get the most out of your credit card.

21 Mar 2018 Read More
Planning
6 clever ways to manage your credit card

6 clever ways to manage your credit card

Did you know that Australia’s ‘personal debt’ has been reported as the highest in the world, according to Finder.com.au?  Australia’s debt has increased drastically over the last thirty years. Even though most of us enjoy the benefits of credit cards, it can become a serious issue if we let it get out of control.

Here are six smart ways to get the most out of your credit card.

21 Mar 2018 Read More
Planning
6 AGES OF WEALTH AND HAPPINESS

6 AGES OF WEALTH AND HAPPINESS

Each decade of life is different and each needs a different approach to money. You need to plan and to adapt to life’s changes along the way. Our panel of experts tells you how to plan for each decade, and Lachlan Colquhoun presents real-life case studies.

21 Mar 2018 Read More
Planning
Can you ever afford to retire?

Can you ever afford to retire?

We are constantly bombarded with concerns about retirement and our concerns about our ability to live comfortably in later life seem to be growing. With the pension entitlement age continually being raised and changes to superannuation goal recommendations, we seem to be asking ourselves and those around us one questions … whether we will ever be able afford to retire?

20 Mar 2018 Read More