Protecting
Coping with financial crisis

Coping with financial crisis

Sometimes life throws you curve balls – the loss of a job, a partner or unexpected medical emergency can deplete savings and leave you struggling with debt. Seeking assistance is the first step towards solving your financial woes.
Use your bank, credit card statements and utility bills to get a full understanding of what you are spending, where and when.
Don’t wait ‘til you are behind in payments to try to sort things out.
10 Aug 2018 Read More
Planning
Good debt versus bad debt

Good debt versus bad debt

Understanding the difference between good debt and bad debt will help you to avoid debt stressors on the road to pursuing wealth. YBI explains the difference.

Good debts are often used to build long-term wealth.

Bad debts tend to have no real value or are an asset that decreases in value.

10 Aug 2018 Read More
Protecting
Drowning in Debt? Grab a life-line

Drowning in Debt? Grab a life-line

With interest rates on the rise and a mortgage rate hike looking likely in the future, is it time you considered consolidating your debt?

A balance transfer can be a great option if you can make it work to your advantage.

Remember though, this zero interest honeymoon period is only for a limited time.

10 Aug 2018 Read More
Saving
Bad credit? No problem…

Bad credit? No problem…

Your bad credit rating need not be forever. Here’s our top tips to rescue your credit rating from the dumpster.

Once you have your report to hand, go through it with a finetooth comb.

Start rebuilding your credit history one prompt payment at a time.

10 Aug 2018 Read More
Saving
Spend less in winter with these great tips

Spend less in winter with these great tips

In the thick of winter, it’s easy to forget just how much extra heat can impact our bills during the colder months of the year. These practical tips and tricks will help you avoid a power bill surge.

4 Jul 2018 Read More
Planning
6 months to the best Christmas ever

6 months to the best Christmas ever

Christmas usually means spending quality time with family and friends, eating great food and exchanging gifts. However,  we are often having so much fun that we relax our budgets and lose track of our finances.

Here are six ways you can make your next Christmas just as good without taking a hit to your savings (or being in debt this time next year).

4 Jul 2018 Read More
Saving
Tax tips: what you can and can’t claim

Tax tips: what you can and can’t claim

Get your receipts ready! While some people delight in the quest to claim every possible deduction at tax time, others are confused and may not be claiming everything they’re entitled to. Here’s what you need to know

4 Jul 2018 Read More
Planning

Finance at your fingertips: The latest apps that could make you money

Playing the stock market is not for everyone, but if you are considering dabbling, these apps may help you take your first baby steps.

22 May 2018 Read More
Planning
Keeping up with the times: A beginner’s guide to fintech

Keeping up with the times: A beginner’s guide to fintech

From bitcoins to blockchains, unicorns to gazelles – we unravel the mysteries of fintech.

22 May 2018 Read More