Protecting
Coping with financial crisis

Coping with financial crisis

Sometimes life throws you curve balls – the loss of a job, a partner or unexpected medical emergency can deplete savings and leave you struggling with debt. Seeking assistance is the first step towards solving your financial woes.
Use your bank, credit card statements and utility bills to get a full understanding of what you are spending, where and when.
Don’t wait ‘til you are behind in payments to try to sort things out.
10 Aug 2018 Read More
Protecting
Drowning in Debt? Grab a life-line

Drowning in Debt? Grab a life-line

With interest rates on the rise and a mortgage rate hike looking likely in the future, is it time you considered consolidating your debt?

A balance transfer can be a great option if you can make it work to your advantage.

Remember though, this zero interest honeymoon period is only for a limited time.

10 Aug 2018 Read More
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Climbing the property ladder to success

Climbing the property ladder to success

When you’re a first-time investor, you want your initial purchase to be a shrewd move. Follow these tips to make smarter property decisions for your future. Cec Busby reports.

22 May 2018 Read More
Protecting
A plain-English guide to mortgage-speak

A plain-English guide to mortgage-speak

Bamboozled by the jargon in your home loan contract? Fear not. We’ve got you sorted with an A-Z of mortgage-speak.

22 May 2018 Read More
Protecting
ARE YOU GETTING THE RIGHT ADVICE?

ARE YOU GETTING THE RIGHT ADVICE?

Dianne Charman, Senior Financial Adviser and Managing Director of Jade Financial Group, takes you through the steps that ensure you get your plan right.

In sales, they call it “buyers re-morse”. You’ve got a strategy but there are lingering doubts. Working with my clients over the years, the one thing I find that overwhelms people is when they are faced with a plan and have to assess if it is right.

But the reason you started this journey was to get organised for your family and achieve your financial targets, so the quickest way to know if you have the right strategy boils down to one question: does it achieve my goals?

The benefits along the way can often make it seem that the focus is on, for example, reducing tax – but how does that help you achieve your goals? The insurance seems expensive and although you know you need it – how does it help you achieve your goals?

You can answer these questions by working on each element with your adviser.

27 Apr 2018 Read More
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4 common myths about financial advisers debunked

4 common myths about financial advisers debunked

We dispel some of the biggest myths about seeing a financial adviser and discover why the right kind of professional advice is invaluable to your financial future.

Many people toy with the idea of seeing a financial adviser but have concerns that stop them from taking the plunge. There are many factors to consider when investing, such as your overall investment goals, the amount of time you have to invest, your risk profile and the status of markets and the overall economy.

But when people do see an adviser they quite often realise there is really no substitute for the knowledge and expertise provided by a qualified financial adviser.

Here are four common myths dispelled.

27 Apr 2018 Read More
Protecting
The real cost of not having insurance – peace of mind is priceless

The real cost of not having insurance – peace of mind is priceless

Chances are you or someone you know will need insurance over the course of their lifetime. For example, statistics show that 1 in 3 women and 1 in 2 men will suffer cancer during their life.*

So how best to manage this reality as much as possible? While each person’s circumstances are different, below are some of the main reasons for having adequate life insurance:

21 Mar 2018 Read More
Protecting
Starting a small business? These easy tips will set you up for success

Starting a small business? These easy tips will set you up for success

Safeguard the financial health of your small business and establish a strong financial foundation with these helpful tips.

9 Mar 2018 Read More
Protecting
6 AGES OF WEALTH AND HAPPINESS

6 AGES OF WEALTH AND HAPPINESS

Each decade of life is different and each needs a different approach to money. You need to plan and to adapt to life’s changes along the way. Our panel of experts tells you how to plan for each decade, and Lachlan Colquhoun presents real-life case studies.

9 Mar 2018 Read More