Planning

Taking the first steps in Estate Planning

47% of adult Australians do not have a Will, That is an appalling statistic when we consider the following; your Will is the legal document in which you set out how you wish your assets to be distributed on your death and, importantly for younger families, this is also the legal document in which you provide for the ongoing care of your ‘minor’ children. 

17 Apr 2015 Read More
Saving

Close the Gap - a compelling case for improving women’s savings

Over the last 20 years there have been numerous research reports which show that over the course of a working life, women can expect to earn about 17.5% less than their male peers. There are lots of reasons for this and unfortunately not many quick solutions. One of the clear outcomes however is that women end up with significantly lower levels of retirement assets as a result.

Surprisingly one of the potential quick wins to address this superannuation shortfall may not be increasing the quantum of contribution by women but by bringing forward their timing. 

Start early to get the most from compounding.

 

14 Apr 2015 Read More
Borrowing

5 simple steps to help you buy your first property

Before you talk to your lender or mortgage broker about a home loan, get an idea of how much you want to (and can afford to) borrow and repay.

26 Mar 2015 Read More
Protecting

Men, Cars and Insurance

Ok, we hear you!  Where is the love for you fellas? Well, this blog is for the men out there and we want to talk about cars…. in a round-about way. 

26 Mar 2015 Read More
Saving

Starting a small business – How to build a firm financial foundation

Starting a small business can be exciting, daunting, challenging and rewarding. There are many things you need to consider before starting your business in order to give it the best chance of success.

26 Mar 2015 Read More
Protecting

What's so super about Self Managed Super?

A Self Managed Superannuation Fund (SMSF) is a fund that is owned and controlled by individual members and allows the members to control their own investment strategy as well as allowing flexibility with regard to managing risk, taxation, estate and succession planning matters.

26 Mar 2015 Read More